Our Services

At Sefu, your phone is your money using the three simple steps.

 Access simplified

Loan access at your fingertips

 Easy repayment terms

Access loans with easy loan repayment terms

 Reduced interest rate

As your loan limit increases your loan interest rate decreases

 Maximum Loan limit

Sefu offers instant loans upto Ksh 150,000 direct to your mpesa account

How it works?

Download the App from GOOGLE PLAY STORE or click Get it button below. After the Sefu App is succesfully installed, register your details and apply for the loan.

  • Create An Account
  • Find Personal Terms
  • Get Money

Create An Account

Tell us something about you

Find Your Personal Terms

Get Money Anytime You Need

Access instant loan


1-At Sefu, we care about your dream for financial freedom. Our vision is to see your business thrive and reach its best quality, overcoming the common financial barriers.

2-We are here because of you and your business. At Sefu, we provide instant financial assistance through your smartphone, mindless of your financial history. This reduces documentation to increase reliability.

3-By using the Sefu app, you are able to enjoy pocket friendly interest rates. Our main aim is to see you through this hard financial time using our fast and realiable loaning mobile application. .

Core Values

As a long established and trusted Kenyan loan company , our core values reflect what we believe in and are the foundations on which we have built our reputation over time. They identify our beliefs and influence the way we behave as a loan company and as individuals.

Our Core Values Are :






What our customers say

"Many instances when I need financial help, the people around me may not be willing to help out. But with Sefu I do not need to knock at anybody's door. I got my phone."

" I lost my job and needed startup for my new business idea. Then someone told me about Sefu and I followed the easy steps. I am glad I listened. I still use it upto date.."

"I can take care of emergencies within the click of a button. Thanks to Sefu loans, I am able to rest assured that I will be ready for anything."

"Fees emergencies had always been my worst nightmare. When my salary is late, I pick up my phone and ask for a loan. The next call with be at the school and I am glad it has become possible by using Sefu. It is that fast I tell you"

" I have managed to expand my business all thanks to Sefu. "